You can no longer see any money, no report of any appraiser. In turn, and receipt of services an appraiser which fits into an agreement number, and himself a contract for assessment services are the documents that confirm you have to not only the estimated organization formalized civil relationship, but also that their financial obligations to it, you sang. Now – turn the appraiser to perform its obligations in front of you. Inspection of the subject being evaluated Employees of the bank where you have applied for a loan on their own inspection of the apartment will not go. 'Eye' that bankers 'see' the collateral are appraisers.
Examination of the object estimate necessary for the simple reason that the credit committee of the bank will not make a decision on a loan without having a detailed and objective description of the collateral, including photos. Having agreed with the appraiser on the date and time of inspection apartment, you can take with you to the meeting prepared in advance a set of documents, there to give his assessor. Not necessarily present during the inspection itself flat, for you may carry out this mission trustee – For example, an agent of real estate company or a relative. The main thing is that it can provide access to the object of (an agreement with the seller of housing) and to answer questions that may arise from an appraiser in the process of inspection of the apartment. This event can take anywhere from twenty to forty minutes depending on the experience of the appraiser, the size of the apartment, its condition and the number of rooms.